Privacy Policy

1. Information We Collect

Credit Blooms collects information you provide when creating an account, including your name, email address, phone number, rental information, and payment details. We also collect information needed to verify your identity and rental history with your landlord or property manager.

2. How We Use Your Information

We use your information to provide credit-building services, verify rent payments, report payment history to credit bureaus, process payments, communicate with you about your account, and improve our services. We do not sell your personal information to third parties.

3. Data Security

We protect your data with 256-bit encryption at rest and in transit. Access to personal information is restricted to authorized personnel. We maintain security procedures designed to protect against unauthorized access, alteration, or destruction of your data.

4. Information Sharing

We share your rent payment information with Equifax, Experian, and TransUnion for credit reporting purposes. We may share information with service providers who assist in operating our platform. We will not share your information with other third parties without your consent except as required by law.

5. Your Rights

You may access, update, or request deletion of your personal information at any time by contacting us. You may also opt out of marketing communications. Upon cancellation, you can request deletion of your data from our systems (reported rent history cannot be removed from credit files).

6. Contact Us

For privacy questions, contact us at support@creditblooms.com or through our Contact page.